Working Capital Loan

Subject of funding - the subject of funding may include the provision of working capital for the business needs of the borrower.

Maximum amount of the funding - up to 400 000 BGN

Repayment period - from 3 to 72 months

Grace period - negotiable, depending on the expected revenues for loan repayment

Types of collateral - pledge of movable property (machinery and plant, equipment, vehicles, materials, etc.),, real estate mortgage, pledge of receivables, guarantee by third solvent parties, promissory notes, bank guarantees, pledges of a going concern, cash collateral, pledge of securities, other eligible collateral under the applicable legislation.


Criteria for preliminary selection of applicants for funding:

  • To have a viable business idea the implementation of which could lead to the creation of new jobs;
  • To operate in the field of production, trade, services and/ or agriculture;
  • To enjoy a good reputation among the local community, and to be creditworthy parties;
  • To be (re)registered in the Trade Registry with the Registry Agency /if applicable/;
  • To provide financial resources for their own participation in the investment.


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