EaSI Guarantee Facility Instrument

The Programme resource is temporarily unavailable

Loan beneficiaries: Starting microenterprises and ones under development; enterprises that hire persons from vulnerable groups.

Requirements to the borrower:

  • A) To be a vulnerable person who:
    • has lost or is at risk of losing their employment;
    • has had difficulties in their entry or re-entry on the labor market;
    • is at risk of social exclusion or is socially excluded;
    • is in unequal position in terms of access to conventional lending markets;
    • wishes to create or develop their own microenterprise, including for self-employment;
  • (B) a microenterprise in the startup or development phase; including a microenterprise with one or more employees of the types specified in item A) above;
  • has been established and operates in Bulgaria;
  • is not bankrupt or undergoing bankruptcy proceedings;
  • complies with the national legislation when carrying out its activities and has no illegal activity;
  • does not have a substantial part (over 5%) of its activities in one or more restricted sectors – production and trade with tobacco and alcohol, gambling, human cloning, arms manufacturing and trade.

* Enterprises who have operated for less than 12 months before the loan application date are considered as starting.

Permissible transactions:

  • investment loan, working capital loan, facility, leasing;
  • the transaction is new and has been concluded until 30 June 2024 or an earlier date on which the transaction portfolio for the Product is full;
  • maximum transaction amount: up to EUR 25,000 or BGN 48,895.75;
  • maximum aid for one borrower – up to EUR 25,000 or BGN 48,895.75;
  • in connection with the COVID-19 measures, it is allowed for one borrower to apply and receive funding for up to 2 transactions with a maximum amount of EUR 25,000. This exception shall be valid until 30 June 2021.

Repayment period:

  • at least 3 months and no more than 120 months; with a fixed repayment plan;
  • maximum repayment period for a working capital loan – 72 months;

Goal of the financing development of an enterprise and business activities; creating a new enterprise

Financial advantages:

  • Security – personal guarantee;
  • Management fee – 0.5% on the debt under the transaction; other fees and commissions in accordance with the BDB Microfinancing Tariff


Contact person:

Nadezhda Dongova

Tel.: 02/ 9 306 387

Mob.: 0889 933 051



Тhe supported financing benefits from the support of the European Union under the Guarantee Facility established under Regulation (EU) No 1296/2013 of the European Parliament and the Council establishing a Union Programme for Employment and Social Innovation (“EaSI”).

More information about EaSI Guarantee Instrument you can find here






fixed-button-icon Online banking fixed-button-icon Apply
fixed-button-icon Exchange rates
fixed-button-icon Interest indices

Business Booster