Loans to businesses affected by the COVID-19 pandemic

The BDB Microfinancing Institution, part of the Bulgarian Development Bank Group, provides financial support to companies affected by the COVID-19 pandemic.

Loans of up to BGN 48,800 will be offered for working capital and credit facilities.


Target group for which the product is intended: legal entities, farmers – natural persons registered as farmers, sole proprietorships, and cooperatives cultivating agricultural land (own or leased)


Requirements: Existing and start-up companies in Bulgaria experiencing shortages of working capital due to force majeure related to the economic crisis caused by the COVID-19 pandemic

Good credit history of borrower and related parties

No public liabilities (to the state budget, National Social Security Institute, etc.)No enforcement proceedings opened against the borrower and co-debtors


Loan purpose: to encourage affected micro-enterprises and companies to continue their business and keep jobs.


- Credit facility/working capital loan in instalments, incl. payment of current operating costs;

- Short-term loan to finance working capital shortages associated with the effects of the COVID-19 pandemic;

- Rescheduling of existing loans already covered by the EaSi guarantee provided by JOBS MFI


Loan amount: up to BGN 48,800/ EUR 24,950


Amount /Guaranteed Amount Currency: EUR/BGN


Repayment period: within 60 months for credit facilities and within 36 months for working capital loans.The said maximum repayment period commences on the date of execution of the loan agreement.


Grace period: up to 24 months


Financing Cost: maximum annual interest rate up to 10%;  fee 0.5%                                              


Collateral type and amount: promissory note, co-debtorship, EaSi guarantee


Contact phone numbers:

02/9306 387

02/9306 230

02/9306 247

02/9306 284

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