How is the loan repaid?

How is the loan repaid?
  • With decreasing monthly installments (equal principal repayments).
  • With annuity-based monthly installments.
  • Option for a flexible repayment schedule, aligned with the seasonal nature of the business.
  • Bridge loan for working capital or investment purposes – repaid with the proceeds from the subsidy (grant) credited to the borrower’s account, in accordance with the agreement. Following repayment with the approved subsidy and upon the client’s request, BDB Microfinancing may reduce the final maturity. In the absence or insufficiency of subsidy proceeds, an alternative repayment schedule is arranged against other acceptable collateral.
  • Credit line – repaid with each inflow into the borrower’s account or on the final maturity date. The term may be extended for the following year subject to the decision of the competent authority.

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