The program aims to improve access to funding for social enterprises, businesses and self-employed persons whose owners are representatives of vulnerable groups, such as unemployed for more than 6 months, young people of up to 29 years of age and people with disabilities. The program can be used to acquire tangible and intangible assets to develop or expand the activities of a business or self-employed person, as well as funds for other business-related expenses. BDB's new product Microfinance is designed for this specific segment of the country's economy, which usually remains out of sight of commercial banks and general measures and programs.